Comparison
MyPact vs Escrow.com: Crypto Escrow Alternative
Escrow.com is the traditional choice — but it's custodial, charges up to 3.25% per transaction, and takes days to settle. MyPact is non-custodial, crypto-native, settles instantly, and costs a flat $39/mo for unlimited agreements.
| Feature | MyPact | Escrow.com |
|---|---|---|
| Pricing model | $39/mo unlimited (Pro) | 0.89–3.25% per transaction |
| Custody model | Non-custodial (smart contract) | Custodial (Escrow.com holds funds) |
| Settlement speed | Instant on-chain settlement | 1–5 business days (bank transfer) |
| Multi-party approval | N-of-M (e.g. 3-of-5) | Limited (buyer + seller + broker) |
| Crypto-native | USDC, ETH on Base (Ethereum L2) | Primarily fiat; limited crypto support |
| Terms / attestation agreements | Built-in templates | Not available |
| Counterparty onboarding | Email invite (no wallet needed to start) | Email invite |
| Gas / transaction fees | < $0.05 on Base | Wire fees ($25–50 per transfer) |
| Open-source contracts | Yes — auditable on Etherscan | Proprietary / closed source |
| Milestones | Unlimited (Pro/Team) | Supported |
| Regulatory compliance | Smart contract — no ID verification required | Licensed, KYC/AML compliant |
| Dispute resolution | Guardian + Kleros (coming soon) | In-house mediation team |
Key Differences: MyPact vs Escrow.com
Non-custodial vs custodial
Escrow.com holds your funds in their bank accounts. If they face regulatory action, fraud, or downtime, your money is at risk. MyPact locks funds in an auditable smart contract on Base — no company ever holds your assets.
Instant settlement vs days of waiting
With Escrow.com, fund release involves bank transfers that take 1–5 business days. MyPact settles on-chain in seconds once all parties approve. No bank holidays, no wire delays.
Flat pricing vs percentage fees
Escrow.com charges 0.89–3.25% of every transaction plus wire fees. A $50,000 deal costs $445–$1,625. MyPact Pro is $39/mo for unlimited agreements — the same deal costs $39 total, plus a few cents in gas.
Crypto-native with N-of-M approval
Escrow.com is built for fiat and traditional finance. MyPact is built for crypto from the ground up — USDC and ETH on Base, with N-of-M multi-party approval for DAOs, boards, and committees. Not just buyer-and-seller.
Cost Comparison: MyPact vs Escrow.com
See how much you save with flat-rate pricing as deal size grows.
| Deal size | MyPact Pro | Escrow.com (est.) | You save |
|---|---|---|---|
| $1,000 | $39 | $32.50 | — |
| $5,000 | $39 | $162.50 | $123.50 |
| $10,000 | $39 | $325 | $286 |
| $50,000 | $39 | $1,625 | $1,586 |
| $100,000 | $39 | $3,250 | $3,211 |
* Escrow.com estimates based on 3.25% tier (standard escrow). Actual fees vary. MyPact cost is the Pro subscription only; gas fees on Base are typically under $0.05 per transaction.
See the full breakdown on our pricing page.
Frequently Asked Questions
- Is MyPact as safe as Escrow.com?
- MyPact uses a different security model. Escrow.com is a licensed escrow company that holds funds in bank accounts. MyPact locks funds in open-source smart contracts on Ethereum L2 — no company ever touches your money. Both approaches have trade-offs: Escrow.com offers regulatory compliance and traditional dispute resolution; MyPact offers transparency, instant settlement, and zero counterparty risk.
- Can I use MyPact for fiat transactions?
- MyPact is crypto-native and currently supports USDC and ETH on Base. If you need fiat-to-fiat escrow with bank transfers, Escrow.com may be a better fit. If you work with stablecoins or crypto, MyPact offers lower fees and faster settlement.
- What about disputes?
- MyPact includes a Guardian role for dispute resolution and will integrate Kleros decentralized arbitration. Escrow.com has an in-house mediation team. For high-value deals where traditional legal enforcement is critical, Escrow.com has the edge. For crypto-native teams who value speed and transparency, MyPact is the better choice.
- Can I try MyPact before paying?
- Yes. The Free plan gives you 3 agreements per month on Sepolia testnet with no credit card. Test the full workflow — create, invite, deposit, release — before committing to a paid plan.
Ready for non-custodial escrow?
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